What if the other motorist is uninsured or underinsured?
If the other motorist in your motorcycle accident was uninsured or underinsured, you may still be able to pursue reimbursement. Drivers in New York are required to carry insurance, although incidents involving uninsured or underinsured motorists do occur. Sullivan Brill Personal Injury Attorneys can assist you in pursuing claims under your own insurance policy, such as Uninsured Motorist (UM) or Underinsured Motorist (UIM) coverage, which is intended to protect you in these cases.
Filing a claim under UM or UIM coverage entitles you to compensation for medical expenses, lost wages, pain and suffering, and other losses, even if the at-fault motorist cannot pay. It's critical to respond soon because insurance policies have certain reporting requirements and deadlines.
Furthermore, Sullivan Brill Personal Injury Attorneys can extensively investigate the collision to establish whether any other parties, such as vehicle manufacturers, government bodies responsible for road safety, or employers in commercial vehicle instances, may be liable.
Will my helmet use influence my claim?
Wearing a helmet at the time of a motorcycle accident does not exclude you from making a personal injury claim, but it may influence how damages are calculated. In New York, helmet use is advocated for safety reasons, although it is not a legal necessity for all riders. Sullivan Brill Personal Injury Lawyers can explain how helmet use may affect your case depending on your individual circumstances.
If you were wearing a helmet, it may have reduced the severity of your head injuries, influencing the types of damages claimed. If you did not wear a helmet, insurance firms may claim that your injuries were partially caused by your own negligence. However, this does not prevent you from obtaining compensation. New York has a comparative negligence standard, which means you can still recover damages even if you share some fault, but your award may be reduced accordingly.
Sullivan Brill Personal Injury Attorneys are dedicated to presenting a solid case that stresses the other driver's irresponsibility and the full extent of your damages. They ensure that helmet use or lack thereof is properly addressed, allowing you to receive fair compensation for medical expenses, missed pay, and pain and suffering.
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