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Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: janruzlaw@gmail.com

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

Quitclaim affidavit can be repudiated or questioned even if properly done.

New tax declaration versus cancelled tax declaration certificate

Revision of assessment by assessor’s office

Lot plan may not be a proof of ownership

Sketch plan may not be a proof of ownership

Vicinity map may not be a proof of ownership

Legal forms in the Philippines vary depending on style and facts

Retainer agreement can vary and is on a case to case basis

To file a complaint or to threaten to file a complaint are different

Counter affidavit must be notarized

Counter-affidavits must be notarized properly

Provisional liberty is merely temporary freedom while the case is pending

Title cancellation must be done in court unless the parties amicably settle

Deed of sale annulment can be done in court or out of court or extrajudicially

Tax declaration cancellation can be done in court or extrajudicially

Real estate loan and mortgage

Letter of guaranty has an expiry

Loan and mortgage annotation

Loan amortization 

Just compensation in expropriation

DPWH expropriation

NGCP expropriation

Adverse claim annotation

Affidavit of adverse claim

Land title and land deeds rules and annotations

File a case in court in good faith and with clean hands

Unclean hands is not good

Siargao properties must be checked if alienable or inalienable

Siargao real estate broker must advice if the land sold is alienable or inalienable

Several Guimaras surveyor and broker are available in the island 

Guimaras properties increase in value because there is limited supply

Real estate problem solver must be part of the qualities of investors

How to retain legal counsel and how to handle its termination

Quitclaim processing

Tax declaration issuance and revision

General revision and tax declaration

Legal map preparation

Checks and bouncing checks cases are common

Contracts and its breach are best resolved out of court

out of court resolution in breach of contract must be an option

out of court rescission is always an option unless prohibited by law

mutual restitution and rescission are options to arrive in amicable settlement

Back-up and swap are commons moves to settle disputes amicably and peacefully

Assume mortgage or assumption of mortgage if done properly will help debtors in distress.

Assumption of mortgage is novation or is it not a form of novation?

Public and private road access

Legal assistance in trespassing can be by PAO if you qualify

Real estate sale contract can be helpful to avoid disputes

Real estate loan processing is complex but can be learned

Legal road widening process

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