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Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: janruzlaw@gmail.com

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 


Quitclaim affidavit can be repudiated or questioned even if properly done.

New tax declaration versus cancelled tax declaration certificate

Revision of assessment by assessor’s office

Lot plan may not be a proof of ownership

Loan and mortgage annotation

Loan amortization 

Just compensation in expropriation

DPWH expropriation

NGCP expropriation

Adverse claim annotation

Siargao properties must be checked if alienable or inalienable

Siargao real estate broker must advice if the land sold is alienable or inalienable

Maceda law is commonly applied to installment purchases 

Real estate installment act has its limitations under current jurisprudence

License to sell is a requirement and can be easily verified

Provisional license to sell

Real estate sale contract can be helpful to avoid disputes

Real estate loan processing is complex but can be learned

Legal road widening process

Expropriation for road widening and just compensation

Waiver cannot be made

Waiver of rights

Conjugal Partnership of Gains

General Provisions

Separate Property

Dissolution of the Marriage

Net Gains or Benefits

Land possession is an indicator of ownership sometimes

Marriage and proceedings for its nullity are subject to law and rules

Separation in fact or Separation de facto versus Legal Separation

Divorce abroad and its effects on child custody in the Philipines

Defamation and libel must be avoided if you want a peaceful life.

Land title cancellation can be accomplished peacefully.


Contributors may come from any place like:

Malabuyoc, Cebu: Armeña, Balikmaya, Caleria, Cerdeña, Labrador, Looc, Mahanlud, Mindanao, 

Ginatilan, Cebu: Anao, Cambagte, Cambalid, Cambonong, Cañorong, Guiwanon, Looc, Mangaco, 

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.