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Christina and Matthew dive into the retail chaos we’re all living in — from deferred payments becoming everyone’s new “budgeting strategy” to the shocking rise of quarter-zips as the unexpected “it” item of the season. We unpack why Black Friday is basically extinct (spoiler: it’s a full-month marathon now), plus the staggering percentage of holiday shopping happening right from our phones. If you love retail tea, insider takes, and a little buyer-brain banter… this one’s for you. 🎙️🔥