💰 THE MONEY GAME EVERY COP MUST WIN
From Debt to Discipline: Building Wealth in Law Enforcement
Money isn’t just about dollars—it’s about stress, freedom, and the future you’re building. In this episode, host Tami Sharp sits down with Nick Daugherty (Financial Cop) and Vince Scotto (Ret. NYPD) to tackle the real financial challenges first responders face. From $80,000 in debt and the overtime trap to creating sustainable wealth and peace of mind, this conversation unpacks the habits, systems, and mindset shifts that turn financial chaos into financial freedom.
💡 What You’ll Take Away:
- Why most cops retire broke—and how to avoid it
- The overtime trap and the danger of lifestyle inflation
- 457(b), Roth, and deferred comp explained simply
- How to balance debt payoff, emergency funds, and investing
- Why financial wellness = mental wellness for first responders
- The role of discipline, consistency, and spouse buy-in in lasting success
👥 Panel Guests:
Tami Sharp – Host, Law Enforcement Coaching
Nick Daugherty – Former Sergeant, Founder of Financial Cop
Vince Scotto – Ret. NYPD, Law Enforcement Coaching
This episode isn’t just about money—it’s about taking control, creating security, and redefining what retirement and freedom really mean.
👉 Listen now on Spotify – Apple Podcasts – YouTube
