What happens when the foundation of mortgage banking... credit models, product strategy, AI adoption, and talent development... is all shifting at the same time?
In this episode of Future Proof, Melissa Langdale and Greg Sher of NFM Lending unpack the multiple forces reshaping mortgage banking all at once—from the challenge to legacy credit scoring models to the rapid growth of non-QM and the operational pressure to adopt AI more effectively.
The conversation explores whether VantageScore is really just a bridge to a more data-rich underwriting future, and what that shift could mean for affordability, access, and risk. Melissa and Greg also dig into the bigger strategic questions lenders should be asking around responsible lending, cost to produce, and how to attract the next generation of mortgage professionals into a far more technology-driven business. It’s a sharp, forward-looking discussion for leaders trying to make sense of where the industry is headed before the market makes the decision for them.
About Our Hosts:
Melissa Langdale is the founder and CEO of Praxis Lending Solutions, a premier consulting firm focused on improving the operational efficiency and effectiveness for mortgage lenders. As an experienced mortgage industry veteran, she brings a unique approach to solving problems for her clients.
If you’re interested in connecting with Melissa to discover how Praxis can help restructure and refine your Operational workflow, connect with her at PraxisLendingSolutions.com.
James Duncanis the founder and Chief Marketing Strategist of Caelum Advisers. As the former Head of Marketing for more than a decade, James launched Caelum Advisers with the mission of transforming the perception of what great marketing strategy looks like in the mortgage industry.
If you are a founder, executive, or head of marketing and want to find out how to tell a more compelling story and connect with your ideal client, visit CaelumAdvisers.com.
