Only 20% of people in the United States can currently get approved for a home loan yet Louis Brown with Certified Affordable Housing Provider explains how this percentage can change and is changing with the CAHP “Path to Home Ownership” program, the first education program/company of its kind that's blending a powerful entrepreneurial opportunity with helping meet the long-held goal so many Americans have of owning their own home someday. Patrick Laing, headliner host of the VoiceAmerica Business radio show, Finding Certainty, visits with the nationally renowned real estate expert as the two address the housing market's alarming conditions, especially for Post 9/11 Era veterans. The cost burdens for these veterans (and others) are significantly higher compared to previous generations, with a 35% average cost-burden, leading to wide-spread housing affordability struggles (this means that ~ 35% of their income is used on housing expenses, such as rent or mortgage payments, property taxes, utilities, and insurance). 21st Century veterans are far less likely than previous generations to own their homes, with less than 50% of Post 9/11 veterans benefiting from the VA loan program's broad access to zero-down mortgages with favorable rates. These trends are concerning, and younger veterans especially seem to face their own unique homeownership challenges today. While younger households are usually less likely to own a home in general, this trend persists and is even more exaggerated for Post 9/11 veterans, even when controlling for demographics. Louis Brown is working to empower these warriors and others like them in their pursuit of the American Dream of homeownership. For more information, please watch the video at https://www.youtube.com/watch?v=o0TRhn-6icU or visit Lou at https://www.louisbrown.com.
Finding Certainty is a weekly live talk show/podcast hosted by award-winning business leader, U.S. Army veteran, and nationally syndicated host, Patrick Laing. Each episode empowers entrepreneurs, nonprofits, and creators to thrive (not just survive) by sharing insights, strategies, and stories that foster clarity and collaboration. If you're ready to learn, grow, and build greater certainty in your own life and business, you're in the right place. It’s worth the effort. Welcome to the show.
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