What really happens when college students look at their bank statements? Spoiler: it gets ugly. 😬My second installment of Money Misfits: College Cash Conversations.
In this Money Misfits: College Cash Conversations episode, Professor Heath sits down with three real students — Umit, Sophia, and Michael — for a brutally honest talk about budgeting, spending habits, and what it really means to “adult” with money.
From sports betting and snack runs, to subscriptions that won’t cancel and gift-giving guilt, this episode is packed with the money mistakes, mindset shifts, and small wins that every college student can relate to.
We talk about:
💰 Why budgeting isn’t about restriction — it’s about priorities
🧠 How to actually track your spending without hating it
💳 The truth about subscriptions, impulse buys, and emotional spending
🚗 Michael’s $5,000 Mustang mistake (and what it taught him about emergency funds)
🌱 Umit’s early lessons in saving, from envelopes to financial coaching
✏️ Sophia’s frugal mindset — and how it might be her superpower
Whether you’re a broke college student trying to save, or just want to understand how to actually manage money in your 20s, this episode is for you.
🎧 Listen to more Money Misfits episodes:
👉 https://www.youtube.com/playlist?list=PLc6ViY7W3mOuAWRlPV_eWLFilohgIz40m
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Follow @Professor_Heath on Instagram & TikTok for daily clips, real student stories, and no-BS financial tips.
