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This episode of the Deep Dive discusses a newly filed complaint in the Supreme Court of the State of New York that alleges a sweeping, coordinated insurance fraud scheme involving the Subin law firms and a network of medical providers.

At the center of the lawsuit, brought by New York Marine & General Insurance Company, is what the plaintiff describes as a calculated “blueprint” — a repeatable model designed to steer claimants toward unnecessary spinal surgeries, manipulate medical narratives, and artificially inflate the value of personal injury settlements.

The complaint goes further, alleging falsified medical documentation, collusive litigation tactics, and the exploitation of a mentally ill claimant who underwent surgery despite conflicting medical evidence and prior hospital clearances. According to the filing, this was not an isolated incident but part of a broader pattern of systemic abuse.

The insurer is seeking treble damages and punitive awards under Judiciary Law § 487 and General Business Law § 349, arguing that the conduct represents chronic deceit that undermines both the legal system and the integrity of the claims process.

In this episode, we break down the allegations, the legal strategy behind pursuing attorneys personally, and what this case could mean for fraud enforcement, litigation abuse, and accountability within New York’s personal injury ecosystem.

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