If the phrase “investing in the stock market” makes your brain want to nope out of the conversation, this one’s for you. Meg sits down with financial educator and Money Bear podcast host Chloe (CloBear Money Coach) to talk about lazy investing—the simple, boring, low-drama strategy that actually works.
Instead of day trading, stock-picking, or trusting some guy in a vest who won’t explain anything, Chloe breaks down how to build a long-term investing plan that’s automated, sustainable, and doesn’t require you to become a full-time finance nerd.
You’ll walk away with a clearer sense of what to avoid, where to start, and how to make your first (or next) investing moves way less overwhelming.
⏱️ In This Episode:
00:00 Meet Chloe (CloBear) & Lazy Investing
02:30 What “Lazy Investing” Really Is
04:40 First Investing Mistakes, Robinhood & Meme Stocks
07:02 Why You Need Education Even with an Advisor
08:20 Advisors vs. Fiduciaries & How to Vet Them
14:40 The True Cost of Fees, Commissions & Complexity
24:54 Culture, Identity & Skepticism About the Stock Market
27:30 IULs, Whole Life & Fear-Based Sales Tactics
33:04 “You’re Not a Rockefeller”: Start Simple & Focused
36:30 Where to Start If You Feel Behind
🔗 Mentioned in This Episode:
👉 CloBear (Chloe’s site) → https://clobear.com
👉 Chloe on Instagram → @clobearmoneycoach
👉 Chloe on TikTok → @clobearmoneycoach
💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast
🚀 Your Next Step:
Ready to make your money match your values and start investing in a way that feels doable? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit
