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Buying your first home together? Paul Collinson breaks down how a joint mortgage works for first-time buyers in a clear, friendly, and refreshingly jargon-free way. From joint mortgage affordability and credit scores to ownership options, lender criteria, and common first-time buyer mistakes, this podcast reveals what couples, friends, and family buyers really need to know before applying. Thought-provoking, practical, and packed with expert mortgage advice, it’s the essential guide to navigating a joint mortgage, boosting your buying power, and stepping onto the property ladder with confidence.