Are interest only mortgages making a comeback — and are they right for you? Paul Collinson breaks down how an interest only mortgage really works, who qualifies, and how lenders assess affordability, loan-to-value (LTV), repayment strategies, and eligibility criteria. This episode explores the difference between interest only vs repayment mortgages, the pros and cons, investment and residential options, and the risks borrowers need to understand before applying. From lower monthly payments to planning your mortgage repayment vehicle, you’ll discover smart, practical mortgage advice to help you decide if an interest-only home loan fits your property goals. Clear, engaging, and packed with insight, it’s your essential guide to understanding interest only mortgage rates, criteria, and approval in today’s market.
