I am a realizing everyday that my experience, created by the downturn of 2008, was my classroom, my laboratory and my canvas. I learned more about what not to do as I did these "financial best practices", that I will introduce to you today. So let's get into that topic that I've never ventured, "Financial Literacy 101" but before we start realize that I am coming to you as your coach. I am not a certified financial planner. I am a 53 year old that just has a little bit more life experience than most of you. My goal here today is to get real with you and to point you in the right direction as to how you should build a financial mindset and financial blueprint for yourself.