In today's episode:
0:10 Scams During the Holiday Season
2:39 Smart vs. Stupid Scammers
6:32 Phone Scams: Who to Trust?
7:54 Recent Scams and Ponzi Schemes
10:07 Believing in Scams
10:59 Trust No One
15:16 Protecting Yourself Online
19:56 Investment Questions from Listeners
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