Thanks to a recommendation from a member, we decided to review when to hold 'em and when to fold 'em.
- Is there long-term value?
- Are the benefits enough to offset the annual fee?
- If not, is there a retention offer?
- If no offer, is there a path to product change to preserve the credit line to help with utilization ratio
- If there's no path to product change, consider closing the card as long as it’s not the oldest card
- If no annual fee, little reason to close. If you’re not using them though, put a small charge on them periodically.
Links to Topics Discussed
Where to Find Us
- The Award Travel 101 Facebook Community.
- To book time with our team, check out Award Travel 1-on-1.
- You can also email us at 101@award.travel
- Buy your Award Travel 101 Merch here
- Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026
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