Budgets: the dreaded word that makes you feel guilty before you even start. If you’ve ever tried (and failed) to stick to a traditional budget, you’re not alone. They’re rigid, unrealistic, and about as fun as eating plain rice cakes. In this episode of Debt Sucks, Ben Matthews, your favorite no-BS bankruptcy attorney, breaks down why traditional budgets don’t work and introduces a game-changer: The Level Up Money Plan—a flexible, stress-free way to manage your cash without feeling like a financial failure.
We’re covering: 🔥 Why rigid budgets set you up for failure 🔥 How to create a flexible spending plan that adapts to real life 🔥 The four-step method to taking control of your money (without the guilt) 🔥 How to avoid budget burnout and actually stick to your plan
Plus, Ben answers a listener’s tough question: "Why does my emergency fund always disappear before I can grow it?" (Spoiler: That’s exactly what it’s for!)
If you’re ready to ditch the guilt and take control of your money in a way that actually makes sense, this episode is for you.
