What tools can help you build savings without noticing? Also, why doesn’t smart spending lead to wealth?
This episode flips the script on the overused advice to “spend smart” and makes the case for the power of saving small instead. Ben Matthews explains how broke is a season, not an identity, and why even $1 saved can start building your future. He shares practical tools, debunks common excuses, and encourages you to build your financial buffer one tiny step at a time.
Topics Ben explores in this episode:
(0:49) Why “Spending Smart” Isn’t Enough
* Smart spending still revolves around spending, not building.
* Saving gives you peace, power, and a buffer when life hits hard.
(4:40) The Power of Saving Small
* You don’t need a big income—just small habits that stick.
* Even $5 a day can create a $500 emergency buffer.
* Saving is a discipline, not a function of income size.
(6:01) Common Roadblocks
* Living paycheck-to-paycheck isn’t your fault—it’s a broken system.
(7:20) Tools, Tips, and How to Start
* Use auto-transfers, round-ups, and no-spend days to grow savings.
Learn more: https://debtsucks.info
Talk with Ben Matthews: 803-799-1700
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The Debt Sucks Podcast is your fun, no-BS approach to debt relief. Say goodbye to stress, shame, and debt. Hosted by consumer bankruptcy attorney Ben Matthews, this is your weekly dose of real, relatable advice on crushing debt. If you’re dealing with mounting bills or sick of living paycheck to paycheck, we’re here to help you take control of your finances and find your way out.
This episode was produced by Story On Media: https://www.storyon.co/
