What does “enough” actually look like when it comes to money and why is it so weirdly hard to answer? In this episode, Sophie sits down with Friends That Invest (https://friendsthatinvest.com/) founder Simran Kaur to talk about growing up with a scarcity mindset, how our childhood shapes the way we spend and save, and why having more money doesn’t magically fix your relationship with it. Simran also breaks down how she built a seven-figure portfolio before 30, what’s actually in it, and the simple formula she uses to figure out her “enough number. Expect an honest conversation about money shame, investing, identity, the financial habits we inherit from our parents, and practical advice that might finally help you put a number on what “enough” looks like.
Sim’s links:
friendsthatinvest.com
Instagram (https://www.instagram.com/friendsthatinvest/)
YouTube (https://www.youtube.com/@ms.simrankaur)
Apple Podcasts (https://podcasts.apple.com/gb/podcast/friends-that-invest/id1529887342)
Spotify (https://open.spotify.com/show/4jWkbLYqVv93FjLkAcvZ1y?si=e044232efa4c424b)
Credits:
Host: Sophie Hallwright
Guest: Simran Kaur
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
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Chapters
00:00:00 Episode preview
00:01:05 Meet Simran Kaur
00:02:46 From optometry to building a business
00:06:22 How Sim got into investing
00:09:45 The start of Friends That Invest
00:12:29 Understanding your relationship with money
00:14:56 Sim’s earliest money memory
00:17:43 Moving from India to New Zealand
00:21:26 How Sim’s money mindset changed
00:25:02 What being “rich” really means to Sim
00:28:12 Sim’s first investment
00:29:33 Inside Sim’s investment portfolio
00:33:49 Private investing, angel deals and property
00:34:50 What does “enough” actually look like?
00:38:46 How to figure out your own “enough” number
00:41:56 Sophie calculates her number
00:44:22 Thank you for listening!
00:00:00 Financial disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
