Let the default plan be what you were only THINKING ABOUT. And if you want to think about something, think about not doing what you want.
Client - I am thinking about retiring when I turn 63. I am not sure if I want to but I am thinking about it. Decide to retire at 63 and then think about changing your mind to not retire at 63.
Dream vacation - schedule it knowing you may cancel if you would like to change your mind.
This powerful concept will change your outcomes.