It's all about thinking, feeling, and acting. Are we bringing in what we long to experience or are we repelling it?
Money traces us according to how we are feeling. Debt leads to more debt. It is spinning in our patterns of thinking. Not enough. Hard to get. Suffering. An image of ourselves as not enough leads to an experience in our lives as "not enough", in particular with money and finances. In other words, the Universe says "yes" to our sense of worthiness.
"Whatever you feel and spiritually comprehend you may objectively experience. For the God within is not limited by any one experience. It is the creator of all experiences. When you feel something deeply, the Universe accelerates it. What causes prosperity---abundance---is your feeling about life. Whatever God you believe in---provided you believe this God is already within you---must respond to you at the level of your belief." -- Ernest Holmes
Watch the thought and its ways with care, born out of love for all beings.