This episode discusses how to adjust your budget to pay for expenses that occur quarterly, biannually or yearly. Next they field a question from a listener who wants to know if she should pay off her student loan because she has enough money in savings which will not be invested. Next they talk about how more families are eating dinner together again. Coronavirus montage discusses cicadas, ear fungus from wearing earbuds and the story of a five-year old caught driving on the highway who was looking to buy a Lamborghini. Don't forget to subscribe to the showw!