In America, health insurance is one of the most complicated systems to navigate. With The Great Resignation, more people than ever are looking for alternative options to traditional health insurance. Some folks are in between jobs or are taking the leap to try something on their own for the first time.
Indipop is a healthshare platform aiming to fill the gaps for folks who might not be the best candidate for traditional insurance. Melissa Blatt joins Certified Financial Trainer Kadri Augustin for the second time on the podcast, to share an update about Indipop. Her first appearance was in February 2021 and because healthcare is constantly changing, there’s a lot to chat about today.
Podcast Notes
- Everyone should have accessible and affordable healthcare. It shouldn’t be something you can just afford with nothing at all included. Indipop was born from Melissa’s personal struggle when she left the corporate world. The process of finding health insurance was incredibly frustrating.
- When most people think about insurance, it’s planning for the worst-case scenario, but what if insurance was for more than the ‘what if’ moments in life?
- Choosing an insurance policy isn’t fun, and can be a confusing process. In addition to the monthly payment, other important considerations include:
- What is the deductible? (the amount you have to pay before insurance kicks in)
- Which doctors are included in the network? Is virtual care included?
- Is preventative care included?
- How much are the copays?
- Are there annual or lifetime caps to the amount of coverage?
- How indipop is addressing the gaps for freelancers and those underinsured:
- Indipop plans are not the ‘unicorn’ or one-size-fits all plan, but it provides options.
- They are subscription plans, where you become a member of a community that shares the costs of medical needs, with an open network.
- There’s a care logistics team to help you navigate through your medical needs.
- You are able to keep your doctor, and receive care even if traveling.
- Whether it is care on demand, or a referral, you’re not alone figuring out what is best for you.
- How it works:
- Indipop brings plans to you. All of them are highly vetted and meet a strict criteria. They’re plans that Melissa uses herself and feels comfortable sharing with her friends and family.
- There are eligibility and considerations around pre-existing conditions, with a two year check in.
- Some of the changes in the healthcare industry since Melissa’s last appearance:
- It’s an exciting time to be in healthcare and see the industry changing. These types of memberships are more available, especially in mental health and pharmacy care.
- Virtual medicine has really expanded and evolved. People like being able to receive care at home; they feel less rushed and more comfortable. Virtual medicine cuts out time, traveling, waiting, and logistics.
- People are asking for virtual healthcare because it’s working, and they’re getting the help they need.
- Younger people want to take control of their health and are interested in preventative care.
- Traditional insurance has a place, but it’s refreshing there are different options out there, like indipop. Indipop replaces insurance with a new, different type of healthcare.
- It is available to clients in all 50 states, even when traveling.
- Customer service is a huge priority. When we aren’t feeling well, it can be hard to function and the team is there to make sure you’re taken care of.
- Healthshare companies are not new, but they are becoming more mainstream and accessible.
Listen to Melissa’s previous appearance on Financially Naked:
Healthcare for Freelancers
Learn More About indipop
Website: https://indipop.co/
Email: hello@indipop.co
Instagram: @theindipop
Meet The Trainer
Meet Kadri Augustin, Level 3 Certified Financial Trainer
