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It's a bit humbling to think that an insect has more wisdom than we do when dealing with life's necessities. Yet, as Pastor Terry will show us in today's study, we humans are often very lax when it comes to the issue of money. We have a tendency to avoid “boring” tasks like planning and budgeting. But as we will see from the book of Proverbs, these things are essential if we want to have enough money to provide for our needs and to enable us to be generous to others. If you are having financial difficulties, perhaps it's time to receive some instruction from one of God's wisest creatures.