In this powerful Abundance Thursday episode, Vinney Chopra and Gualter Amarelo break down one of the most misunderstood wealth principles: "Who has your money?" Vinney Chopra, who came to America with just $7 and went on to build a portfolio across multifamily, senior living, and hospitality, shares real-life lessons from decades of investing. Joined by Gualter Amarelo, best-selling author of Broke to a Quarter-Million and host of the Alchemist Nation Podcast, this conversation blends mindset, strategy, and practical wisdom into one eye-opening discussion.
Together, they unpack how money truly moves in business and investing, including:
👉🏻 Why customers and residents are the real source of wealth
👉🏻 How lenders, LPs, and partners fit into the capital stack
👉🏻 The importance of leverage, diversification, and trust
👉🏻 How great operators think differently about responsibility and risk
This episode is a must-listen for investors, entrepreneurs, and professionals who want clarity around cash flow, partnerships, and long-term wealth creation. If you've ever wondered why some people attract money while others chase it, this conversation will shift how you think — and how you act. Tune in to learn how to position yourself where money naturally flows.
🚀 Connect, Invest & Learn with Vinney (Smile😊) Chopra
👉 https://linktr.ee/VinneySmileChopra
Find Gualter:
↳ Website: https://www.ibuildmillionaires.com/
↳ Instagram: https://www.instagram.com/gualteramarelo/?hl=en
↳ LinkedIn: https://www.linkedin.com/in/gualteramarelo
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TIMESTAMPS:
00:00:00 Welcome and Abundance Thursday Intro
00:01:10 Wealth Principle #7 Explained
00:02:05 Vinney's $7 to Billion Story
00:03:15 Student Wins and Winery Deal
00:04:35 Small Deals vs Big Deals
00:05:35 Why Starting Small Matters
00:06:25 Books, Hospitality, and Growth
00:07:10 Tampa Hotel Deal Breakdown
00:08:05 Why Commercial Closes Slower
00:09:00 What Is a PIP Explained
00:09:55 Hotel Lending and CMBS Loans
00:10:55 Capital Stack and LP Funding
00:12:00 Power of Leverage in Real Estate
00:13:05 Senior Debt vs LP Investing
00:14:10 Why Diversification Protects Wealth
00:15:20 Red Flags and Rushed Deals
00:16:30 Transparency With Family and CPAs
00:17:40 Capital Calls and Operator Trust
00:18:55 Managing Other People's Money
00:20:05 Handling Bad Deals Well
00:21:15 Communication During Tough Times
00:22:10 Passive Income Layers
00:23:05 Vinney's Books and Mindset Message
00:24:00 Four Levels of Gold Introduced
00:25:10 Residents as the Top Priority
00:26:15 Why LPs and Lenders Come Next
00:27:10 How Money Actually Flows
00:28:15 Serving Customers Reduces Risk
00:29:15 Serving Others Creates Wealth
00:30:20 Mindset and Goal Setting
00:31:30 Commitment vs Interest
00:32:50 Visualizing 2026 Goals
00:34:00 Gualter's Recent Deal Momentum
00:35:10 Mastermind and Training Invite
00:36:20 Events and Wealth Principles
00:37:25 Final Takeaways and Farewell
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Check out the FULL episode wherever you like to listen or watch podcasts!
Episode Page: vinneychopra.com/podcast/
Youtube: https://youtu.be/5Cz0YBa8Wkw
Spotify: spoti.fi/423B4fz
Apple Podcast: apple.co/3tQ9Tsf
Amazon Podcast: https://a.co/d/j4VPFLH
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