The US banking system is dominated by a few large players whose only mandate is to maximize the value for shareholders. And like many long-standing institutions in the US, it has frequently left poor people and people of color on the outside looking in via bad legal policy and bad corporate decision-making.
But what if the US had a national system with a focus on serving the economic and social needs of every community? I'm chatting with Kent State Professor Mark Cassell to explore the German public savings bank and what a similar program might look like in the US.
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