Josh Cohen and guest co-host Michael Kreps have been telling the story of how some policy makers, think tanks, industry groups and politicians worked to address some of the gaps in our retirement system. One of those gaps is the millions of Americans that don't have access to workplace savings plans.

In this episode, they focus on the work being done at the state level and the process of moving from policy design and legislation, to implementation.

They speak with two individuals who have been instrumental in getting these plans implemented: Katie Selenski, executive director of the CalSavers Retirement Savings Board, and Angela Antonelli, research professor and executive director of the Georgetown University Center for Retirement Initiatives at the McCourt School of Public Policy in Washington DC.