In episode 114, Raphael (Twitter: @WorkMoneyLife) and Charles aka Todd Millionaire (Twitter: @RealToddBillion) are joined by Bruce Hill aka New Skills New You and discuss the Dave Ramsey's 7 Baby Steps, renting vs owning, how to start on the road to financial freedom, buying assets with a group, starting a side hustle, the importance of increasing income, laddering your income, and much more!
