In this episode of the Wade Borth Podcast, Wade addresses a common and important question: How safe are life insurance companies? Drawing from conversations with industry leaders and over 35 years of experience, Wade explains why mutually owned life insurance companies are some of the most stable financial institutions in the world. He breaks down how they operate differently from Wall Street-driven firms, why long-term thinking matters, and how these companies prepare for both the expected and the unexpected. Whether you’re new to Infinite Banking or questioning the long-term security of your policy, this episode will offer clarity, context, and confidence.
Episode Highlights
00:32 - Life insurance companies as a safe financial institution.
01:16 - The value of life insurers providing capital.
02:31 - Mutual vs. stock-owned insurance companies.
03:59 - Institutional-level investment in whole life policies.
06:39 - Managing for certainty and risk.
08:53 - Historical resilience of insurers: Lloyds of London.
10:09 - Insurance companies and major global events.
11:00 - Insurers keeping an eye on long-term stability.
12:15 - Understanding what stays the same in business strategy.
Episode Resources
Connect with Wade Borth
