Down payment myths (what’s required vs. what people think is required) The real story on variable vs. fixed rates Refinancing misconceptions Mortgage insurance eligibility How the new 30-year amortization for first-time buyers has played out What the $1.5M insured mortgage limit means for buyers in Greater Victoria What to expect if you're buying, renewing, or refinancing in 2026 Whether you're planning a purchase, preparing for a renewal, or simply trying to make sense of this year’s mortgage changes, this episode cuts through the confusion so you can make confident, informed decisions heading into 2026.
📍 About the Greater Victoria Real Estate Show Hosted weekly by REALTORS® Jane Johnston & Andrew Plank, along with mortgage specialist Jen Lowe, the show breaks down real estate trends, lending updates, legal changes, and local Greater Victoria market conditions — all to help buyers, sellers, and homeowners stay educated and empowered.
Jane Johnston, REALTOR® | Briar Hill Group, RE/MAX Camosun 📧 jane@briarhillgroup.com 📱 250-744-0775 IG: @realtyteacher_remax_victoria YouTube: @JaneJohnstonRealtor
Jen Lowe, Mortgage Specialist 📧 jen@modernmortgage.ca 📱250-217-4925 IG: @jenlowemortgages
Andrew Plank, REALTOR® | Royal LePage Coast Capital 📧 andrew@andrewplank.com 📱250-360-6106 IG: @andrewplank YouTube: @AndrewPlankRealtor