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Having a financial history is a huge benefit for poor families, say Kosta Peric.

As financial technology moves beyond simple payments, new possibilities emerge.

Author and technologist Peric is our guide to this new world, and you can find him on Twitter @copernicc -- he works for the @gatesfoundation

The McKinsey report he mentions is here: https://mck.co/2lZJQIe

Do say hello @nicknorbrook and @theafricareport

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