Naturally, we're going to be a bit bias on this issue given our background, but the idea stems from a study completed by the largest passively managed fund in the world, Van Guard, that found advisers add 3% to a fund's performance. There are definitely people that are better off doing it themselves but this episode is for those on the verge of making an irreversible mistake with their money or who just want to live the life they want without having to get nose deep in the world of finance.
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