There is an ever growing crisis in New Zealand where if the right steps aren't taken the majority of kiwis will be riding the edge of financial hardship in retirement.
Simply put, will the NZ couple after tax pension of $32,000 a year be enough for you to live on or better yet can the government even fund it?
I am not writing this to scare you or sell to you, but, instead to start the dialogue and to get you thinking
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