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What really happens when a business collapses and creditors want their money back? In this gripping episode of The Sounds of the Baskerville, James and Chris dive deep into the emotional, financial, and often unpredictable world of creditor behaviour. From million-dollar grain traders who rally behind the liquidator, to small business owners devastated by losing just a few thousand dollars, Chris unpacks why some creditors cooperate while others come in swinging. Hear stories of deception, sympathy, rogue directors, furious investors, and the surprising ways creditors can actually fund investigations to “chase the pot of gold.” Chris reveals how goodwill, timing, transparency, and the director’s own behaviour shape whether a liquidation becomes collaborative — or confrontational. Packed with real cases, sharp insights, and the human drama behind insolvency, this episode is a must-listen for business owners, advisors, and anyone curious about what really drives creditor anger