In this episode of Becoming with Angelina Watkins, she gets into the money talks and addresses some not so good financial advice floating around social media.
Should you get a 15 year mortgage or a 30 year mortgage? While a 15 year mortgage may save you a lot on interest paid, it may not be the best option in the long run. You should look at your money goals before deciding to take out a loan with a higher mortgage payment. You may be doing yourself a disservice by not investing the money and earning more interesting than you are paying.
HAS is a medical savings accounts designed to allow you to save money and pay medical bills using tax free money. But is a HSA the way to go? Probably not because you are tying your money up in an account that doesn’t earn much interest and a penalty for using it for anything other than medical bills.
Episode Outline
[00:00] A sneak peak into the episode
[00:21] Music intro
[00:29] Introduction
[02:34] Should you get a 15 year mortgage loan
[07:37] Should you get a HAS account
[12:27] Closing
Where you are is not where you have to be. Your past does not define you, YOU define you.
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FOLLOW THE HOST
Follow Angelina Watkins on IG: https://www.instagram.com/becomingangelinawatkins/
Follow Angelina Watkins on Tik Tok: https://www.tiktok.com/@becomingangelinawatkins
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PODCAST MUSIC
Intro/Outro Music Title: So Magnificent
Artist: IG @ https://www.instagram.com/cgreenblues/
