Store credit cards become a very popular go to method for consumers during this season of overspending. These cards, also known as retail credit cards, often come with enticing benefits such as exclusive discounts, rewards, and promotional offers. However, what many consumers fail to realize is that many store credit cards often have interest rates as high as 28% or more. In this episode, I discuss the world of store credit cards, reviewing how they work, identifying some of the common problems associated with them, and providing tips on how to navigate them if paying them off becomes a challenge.
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