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According to a recent WalletHub survey, U.S. consumers are still paying off debt from last holiday season. To make matters worse more and more Americans relying on credit cards and other forms of debt to cover the cost of gifts, travel, and other seasonal expenses. What many dont realize is that  debt can create a ripple effect, contributing to higher stress levels, anxiety, and several other physical health issues. In this episode I discuss holiday debt, its effects and how to avoid it. 


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