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If you live in California or Florida, you may have received some troubling news from your insurance company lately. Across both states, insurance companies are dropping homeowner policies and car insurance at an alarming rate. The reasons for this are complicated, but the practical impact is that many consumers are left scrambling to find new sources of coverage. In this episode I’m discussing the factors behind this trend, what it means for policyholders, and how to protect yourself in these uncertain times.


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