Passive income is better than the stock market: https://bit.ly/3DbP2nH Does Dave Ramsey’s retirement advice really work? You’ve heard him say that saving 15% of your income into a 401(k) and Roth IRA is the key to a secure retirement—but is that enough? In this episode, I break down the math and show why traditional retirement planning might leave you short. We’ll explore the real numbers behind 401(k) returns, inflation, and cash flow strategies that could help you retire sooner and with more financial security. If you’ve been following Dave Ramsey’s advice but wonder if there’s a better way, this episode is for you. What You’ll Learn: