Passive income calculator: https://bit.ly/4cqx26n Visit https://quantmre.com/. to use the calculator and see if your California property qualifies. Can you really access your home equity without refinancing, without selling, and without adding a monthly payment? The answer is YES — and it’s not too good to be true. In this episode of the Money Ripples podcast, I (Chris Miles, your Cashflow Expert and Anti-Financial Advisor) sit down for the third time with Matthew Sullivan, the founder of Quantm RE, to explore a powerful but lesser-known strategy: the Home Equity Investment. If you’ve got equity trapped in your primary residence or investment property, and you’re frustrated with today’s high interest rates, this might be the cashflow solution you’ve been looking for. We dive into how Quantum RE’s solution allows you to unlock equity up to $500,000, without monthly debt obligations, and with the flexibility to pay back on your terms over 10 years. Matthew shares how this model is gaining traction with major institutions and is now considered a new, mainstream asset class. We discuss how homeowners in California can use this strategy to pay off high-interest debts, invest in other opportunities, or simply buy back time — all while avoiding cash-out refinances or expensive HELOCs. You’ll hear: