Soon borrowers who are out of college will have to resume paying back their federal student loans after more than three years. Some parents may prioritize their child's financial needs over their own need to prepare for retirement, which is not recommended. As federal student loan repayments restart, many who owe will wonder how best to prepare their budget for this returning expense. We're talking to SoFi's Manager of Financial Planning and Student Loan Expert Brian Walsh to get some answers to your most common questions.