How can lenders increase approvals without increasing charge-offs?
In this episode of Leaders in Lending, Dan Harp, Chief Lending Officer at 717 Credit Union, discusses how decision engines and AI-powered underwriting models are reshaping risk assessment. From 2,000-variable models to borrower trajectory analysis, this conversation explores:
- Credit scoring limitations
- AI and machine learning in underwriting
- Decision engines vs human exceptions
- Portfolio performance monitoring
- Mortgage risk strategy
- Economic outlook for 2026
- Compliance burden in credit unions
If you lead lending strategy, risk or growth, this episode offers practical insight into scaling responsibly.
Listen on
leadersinlending.ai
