Andy Kerr, Managing Director of McHardy group, joins us for this episode of Edinburgh Business Stories. Working in the financial advice industry Andy heads up a business with an annual turnover of more than six-million pounds. This wasn't always his goal in life, though. We had a great time hearing Andy's story, from dreams of being a milkman in primary school through to the motivation to go his own way in business. We hope you enjoy hearing it as much as we did!