This is Financial Insanity w-Scott McLean. Today's show is what are QTIP trusts. QTIp trust is a unique and powerful estate financial planning tool. It's a way to clean up your estate plan. There are tax advantages to a QTIP trust and some requirements are needed. How do you protect all assets and income? Plus only 33 percent of Americans have a solid financial plan for the future. Most are doing the wing it plan. Scott will let you know how to break a bad habit of living without a budget.