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This is Financial Insanity w-Scott McLean.  Today's show is how to downsize.  In retirement, the decision to downsize to a smaller home is a highly personal one that depends largely on an individual’s financial goals and desired lifestyle.  Downsizing can lower cost of living to pursue a better lifestyle, Before finalizing, one should fully understand if they're making the right call.  It's important to understand goals for downsizing and its financial aspects.  Plus, ways to spend less and breaking a financial bad habit of living without a budget.