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This is Financial Insanity w-Scott McLean.  Today's show is 7 retirement risks to avoid.  There's a lot to look forward in retirement but there are a lot of things Americans don't realize could happen.  It starts with longevity and having enough money.  Plus, retirees face challenges that reroute savings into a financial vortex.  What does this all mean and why having a retirement income strategy can help?