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This is Financial Insanity w-Scott McLean.  Today's show is the power of annuities.  It's an in depth look at the four annuities and where to begin.  Which annuities are good, bad and ugly?  For certain, it's not a one size fits all plan.  So you will need assisrance deciphering the types.  Plus, there are seven easy to avoid retirement risks. Longevity, long term care and debt can create havoc on your retirement.  There are a lot of things retirees don't realize before entering retirement.  But, it's possible to avoid these risks.