On this week’s Love Your Retirement show, Heidi Ardis, founder and CEO of Agape Wealth, tackled timely retirement planning topics including Medicare changes, tax strategies, and the impact of interest rates and market trends for retirees. Heidi shared updates from her recent Medicare seminar and addressed how new legislation and inflation are affecting Advantage plans, stressing the importance of personalized guidance when navigating these complex decisions. She explained that a thoughtful approach to portfolio risk, tax harvesting, and long-term financial planning can mean substantial benefits for retirees and their heirs, highlighting the need for a holistic retirement blueprint that addresses income, investments, healthcare, and legacy concerns.
Throughout the program, Heidi answered listener questions about savings targets, rental income, pensions, emergency funds, and insurance. She emphasized that retirement success depends more on monthly income planning than achieving a specific “magic number” in savings. Heidi discussed the evolving roles of annuities and life insurance in today’s retirement plans, warning against one-size-fits-all advice and urging listeners to seek strategies tailored to their unique situations.
In this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.
For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
