Face Your Fears Remove obstacles Be honest about your fears Know that your relationship with money is not something to be afraid of, but something that you can manage. Identify and write down 7our greatest fears It is critical that you identify the thoughts causing you anxiety. A manufactured reality about a scary, negative, and imagined future. Write down in a “Financial Journal” your greatest fear when it comes to money. Then move past these fears and allow yourself to create your new financial future. Embrace New Truths Start with an attitude of gratitude Define your American Dream Why it is important to achieve financial wellness? Make a pledge of commitment to your new truth Make the pledge your mantra Create Your Financial Action Plan Begin setting detailed goals Include lifestyle choices for each age range (10 year increments) Choose a goal that is challenging yet achievable. Such as… Long-Term Goals I will achieve financial independence by _____ and I will feel ____ knowing that I am able to ____. Within the first year of my financial independence or retirement I will have ____. Within the fifth year of my financial independence or retirement I will have ____. Within the tenth year of my financial independence or retirement I will have ___. The big project I will accomplish at some point during this period is ____. Short-Term Goals Within one month I will feel great knowing that I ____. Within six months I will feel great knowing that I ____. This year I will feel great knowing that I ____. Next year I will feel great knowing that I ___.