Today is a special New Year edition of the Conversations Matter Podcast. In this episode, I will be highlighting 2020 trends, how those trends are already impacting the 2021 market and my predictions for the next 12 months. If you have any questions about the information shared today, please reach out to me or one of our knowledgeable 1,800 sales associates across Connecticut, New York, Massachusetts, and Rhode Island. Please look out for our 2020 Market Report when it is released in the second week of January, which will cover these topics with additional detail and insight. I hope you all have a safe and wonderful New Year!