Joe and Big Al spitball retirement plan considerations, including:
- investing in brokerage and Roth instead of pre-tax
- getting tax diversification
- pension lump sum or annuity
- paying for education
- calculating a retirement number to put savings on autopilot
Plus, what life insurance "investment" has a "guaranteed" 10% return? Do dividend paying stocks have a higher rate of return than VTSAX? Should individual stocks go in a taxable account?
Send in money questions and access the episode transcript and free financial resources in the podcast show notes: https://bit.ly/YMYW-284
